10 First-Time Homebuyer Mistakes
April 22, 2021
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Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
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Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Hello!
My name is Andre Houle and I am a mortgage broker with Dominion Lending Centres Maximal Mortgages in St. Albert, Alberta. I have been a mortgage broker for 17 years, with 20 years total in the financial services industry. Who knew that starting as a bank teller would lead me to this!
I currently reside in Morinville, Alberta, and have the only standalone broker office within the community…because my wife says I can’t work from home.
I have been married for 20 years, to my wife Lisa (she’s the best!), and we have two amazing daughters that are the highlight of my life. Now that I think of it, dealing with a nearly teenage daughter has become a challenging endeavour, did I mention they were amazing? My wife and I have had some interesting bumps in the road during our marriage that has changed the way I live my life and do business (think bumpy cactus field full of rocks kind of bumpy).
We’ve gone through many of the things most people go through in their lives, but we’ve also managed to deal with pediatric cancer, affecting our youngest child when she was 6 years old, and all that accompanies treatment. We’ve also lost a younger sibling to cancer recently, and have dealt with many of the fallout's associated with losing a young mom, sister and daughter. The past 4 years have certainly been challenging for us.
I take many things into consideration, now that I’ve experienced life and all of its intricacies. I have a unique understanding, especially regarding the financial aspects in life, especially when it comes to the unexpected. Your specific needs have always been the focal point of my concern regarding all aspects of your mortgage. To me, you’re not just a mortgage, you are a human being with specific and unique needs.
I have access to over 40 different lenders to help facilitate your unique mortgage needs, which helps me explore every option available to help you get ahead financially. The most important thing, is to allow your finances to take care of themselves while you’re busy living your life. Life is too short to worry about money.
April 22, 2021
October 1, 2020
September 17, 2020
Hi
As a first time home buyer, I needed a good mortgage broker and Andre came highly recommended. Once I started dealing with him I knew why my colleague spoke so highly of him.
He has been excellent and on point from the start to the end in successfully acquiring a mortgage for my family and I. He was always available via email or phone and responded within an hour. His work ethic and personality in dealing with clients are top notch.
I will recommend Andre to all my family and friends.
Dr Shahiem Hartley
Hi Andre,
More than happy to provide you a recommendation. In fact, Jesse and I were talking about how we wanted to recommend you to any friend that we have that is going to be looking for a mortgage. Please see below for the testimony:
Andre was exception! In fact, he was key to making our first home buying experience to be stress free and enjoyable. He was always on top of everything and extremely knowledgeable to explain and answer all questions that we had. Thank you Andre for all your help! We look forward to working with you in the future! Could not recommend you more.
Cheers,
Madison
Thanks for being attentive. I appreciate that when I came to you to see if you had a rate that could beat an already record low, you found an even lower one. Our first rate was good, but this cut it nearly in half, and will save us well over ten thousand dollars over the life of the mortgage. We had chatted on and off for the past six months about finding a lower rate worth jumping to – and this one was worth the effort!
Cheers
Julian and Erin C.
Hi Andre,
Thank you for all your help and support with the re-mortgaging of our house. Without your advice we wouldn’t have even looked at re-mortgaging before the end of our fixed term, and you were not only able to obtain a lower interest rate for us and the fixed term we were after within the confines of the pandemic, but you were also able to obtain an even lower interest rate for our new mortgage during the finalization process, saving us even more money in the long run.
Although our application was more complicated as we run our own company, the requirements and instructions on what was needed was clearly set out, so there were no surprises in the end.
Thanks so much for your help, and my husband and I would recommend your services to all.
Thanks
Mandi
Thank you Andre, 3rd time was a charm, you had the patience to work with us over a couple of years of the house hunting process, and helped us hit the jackpot!! Perfect property, awesome mortgage rate and exemplary service – We cannot thank you enough!!!
Rachel C.
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