10 First-Time Homebuyer Mistakes
April 22, 2021
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Hello!
My name is Andre Houle and I am a mortgage broker with Dominion Lending Centres Maximal Mortgages in St. Albert, Alberta. I have been a mortgage broker for 17 years, with 20 years total in the financial services industry. Who knew that starting as a bank teller would lead me to this!
I currently reside in Morinville, Alberta, and have the only standalone broker office within the community…because my wife says I can’t work from home.
I have been married for 20 years, to my wife Lisa (she’s the best!), and we have two amazing daughters that are the highlight of my life. Now that I think of it, dealing with a nearly teenage daughter has become a challenging endeavour, did I mention they were amazing? My wife and I have had some interesting bumps in the road during our marriage that has changed the way I live my life and do business (think bumpy cactus field full of rocks kind of bumpy).
We’ve gone through many of the things most people go through in their lives, but we’ve also managed to deal with pediatric cancer, affecting our youngest child when she was 6 years old, and all that accompanies treatment. We’ve also lost a younger sibling to cancer recently, and have dealt with many of the fallout's associated with losing a young mom, sister and daughter. The past 4 years have certainly been challenging for us.
I take many things into consideration, now that I’ve experienced life and all of its intricacies. I have a unique understanding, especially regarding the financial aspects in life, especially when it comes to the unexpected. Your specific needs have always been the focal point of my concern regarding all aspects of your mortgage. To me, you’re not just a mortgage, you are a human being with specific and unique needs.
I have access to over 40 different lenders to help facilitate your unique mortgage needs, which helps me explore every option available to help you get ahead financially. The most important thing, is to allow your finances to take care of themselves while you’re busy living your life. Life is too short to worry about money.
April 22, 2021
October 1, 2020
September 17, 2020
Hi
As a first time home buyer, I needed a good mortgage broker and Andre came highly recommended. Once I started dealing with him I knew why my colleague spoke so highly of him.
He has been excellent and on point from the start to the end in successfully acquiring a mortgage for my family and I. He was always available via email or phone and responded within an hour. His work ethic and personality in dealing with clients are top notch.
I will recommend Andre to all my family and friends.
Dr Shahiem Hartley
We recently had the privilege of working with Andre Houle to secure a mortgage for our new home. We recommend Andre unequivocally. He is dedicated, professional, and meticulous. We felt completely supported throughout the entire process and could not be more satisfied with our mortgage terms.
Since the first email inquiring about our options, to the final signatures, we felt Andre was committed to making the mortgage process straightforward and even enjoyable. We were in the final stages of signing, when Andre secured a better deal. It is actions like these that demonstrate his integrity and commitment to getting the best deal for his clients.
Andre is an excellent communicator who was able to answer all our questions. We took a lot longer to purchase than planned, and he never once gave an impression that there was any pressure to move quickly. He helped us explore and evaluate different options to help alleviate financial pressures and find the best fit for our family.
We are so grateful to Andre. Because of his dedication and integrity, we will be clients for life. Working with Andre, we felt that we had a skilled professional, who genuinely cared about our family, in our corner. He is personable, approachable and understanding (with seemingly limitless patience). He simplified the process while ensuring all the details were attended to expertly. It is without hesitation that we recommend Andre Houle to handle any mortgage needs.
Sincerely,
Dan and Shannon Requa
We gladly recommend you to anyone who needs your services.
We find that:
1. You are very efficient: Instant responses to any questions we have.
2. Always look out for our best interests: Try your best to get us the best rate, the best conditions for us.
3. Never refuse any request we ask you to do.
Thank you! Have a great day!
Carmen and David Corey
Carmen and David Corey
Andre,
Thanks again for all your help through the mortgage process. I know my file was a difficult one and I appreciate both your professionalism and your quick replies to all my numerous inquiries. I am not sure if you have had to work harder for any single mortgage and if you had any frustrations, it certainly didn’t show.
Steven Van Berkel
My wife and I have taken new mortgages or renewed our mortgage a number of times over the last 20 years. Our most recent experience with Andre and Houle Mortgages was the best mortgage experience we have ever had. From finding the right lender through to final sign off, Andre did most of the work and only came to us when he needed a signature or a decision.
Andre’s communications with our Realtor and Lender was fast and helped us move quickly (from the time we submitted an offer to possession was under two weeks). Without Andre’s support that timeline would not have been possible.
Whether it’s a renewal on your existing mortgage, a new mortgage, or the purchase of an investment property, I would highly recommend you start with a conversation with Andre. He makes borrowing low pressure and easy to understand.
We are looking forward to working with Andre again on additional investment properties and renewals!
Adam & Adrianna Scharmann
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