10 First-Time Homebuyer Mistakes
April 22, 2021
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Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
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Current variable mortgage rate is
4.30%
Current prime rate is
4.95%
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Apply NowHello!
My name is Andre Houle and I am a mortgage broker with Dominion Lending Centres Maximal Mortgages in St. Albert, Alberta. I have been a mortgage broker for 17 years, with 20 years total in the financial services industry. Who knew that starting as a bank teller would lead me to this!
I currently reside in Morinville, Alberta, and have the only standalone broker office within the community…because my wife says I can’t work from home.
I have been married for 20 years, to my wife Lisa (she’s the best!), and we have two amazing daughters that are the highlight of my life. Now that I think of it, dealing with a nearly teenage daughter has become a challenging endeavour, did I mention they were amazing? My wife and I have had some interesting bumps in the road during our marriage that has changed the way I live my life and do business (think bumpy cactus field full of rocks kind of bumpy).
We’ve gone through many of the things most people go through in their lives, but we’ve also managed to deal with pediatric cancer, affecting our youngest child when she was 6 years old, and all that accompanies treatment. We’ve also lost a younger sibling to cancer recently, and have dealt with many of the fallout's associated with losing a young mom, sister and daughter. The past 4 years have certainly been challenging for us.
I take many things into consideration, now that I’ve experienced life and all of its intricacies. I have a unique understanding, especially regarding the financial aspects in life, especially when it comes to the unexpected. Your specific needs have always been the focal point of my concern regarding all aspects of your mortgage. To me, you’re not just a mortgage, you are a human being with specific and unique needs.
I have access to over 40 different lenders to help facilitate your unique mortgage needs, which helps me explore every option available to help you get ahead financially. The most important thing, is to allow your finances to take care of themselves while you’re busy living your life. Life is too short to worry about money.
April 22, 2021
October 1, 2020
September 17, 2020
Thanks for being attentive. I appreciate that when I came to you to see if you had a rate that could beat an already record low, you found an even lower one. Our first rate was good, but this cut it nearly in half, and will save us well over ten thousand dollars over the life of the mortgage. We had chatted on and off for the past six months about finding a lower rate worth jumping to – and this one was worth the effort!
Cheers
Julian and Erin C.
Hi
As a first time home buyer, I needed a good mortgage broker and Andre came highly recommended. Once I started dealing with him I knew why my colleague spoke so highly of him.
He has been excellent and on point from the start to the end in successfully acquiring a mortgage for my family and I. He was always available via email or phone and responded within an hour. His work ethic and personality in dealing with clients are top notch.
I will recommend Andre to all my family and friends.
Dr Shahiem Hartley
I just wanted to send you a note saying thank-you for all your hard work during our house buying process. It meant all the world to us and we couldn’t have done it without you. We really appreciate you!
—
Danae & Wyatt Harding
Andre,
Thanks again for all your help through the mortgage process. I know my file was a difficult one and I appreciate both your professionalism and your quick replies to all my numerous inquiries. I am not sure if you have had to work harder for any single mortgage and if you had any frustrations, it certainly didn’t show.
Steven Van Berkel
Words of recognition about Mister Andre Houle.
My wife and I (Hector H. Arana) met Andre around 11 years ago. He was referred to us by a colleague and her husband. Mr. Houle also work for them in his field expertise as Mortgage Associate Broker and they were very pleased with his services.
At that time we were looking for a mortgage Associate Broker to obtain a mortgage so that we could by a house. As an aftermath, we went to meet him to his office and talked about our goal and other matters.
Afterwards, we met with Mr. Houle and since the beginning my wife and I realized that Mr. Houle was a gentleman who had a lot of knowledge about his profession and related areas to his field. Nonetheless, in addition to his knowledge and abilities for doing an excellent job we also could observed that he was an honest, open, fair, empathic and understanding citizen.
Before we met him, in the past, we met a couple of mortgage broker; notwithstanding, they knew their jobs, they did not know some other tips and plans to other related areas in comparison to Mr. Houle.
We did not have to keep looking for more people to work about and we decided in that very moment that he was going to be our best choice.
So far, we have been keeping working with him about related mortgage activities and he is still the same gentleman that we met 11 years ago, as a plus, he not only has increased his area of expertise but also his moral and ethic foundations are stronger than ever. Those are the reasons because we have referred him to other relatives and friends and the ones who have worked with him are also quite please with his services.
Therefore, I adamantly state that if anyone is looking for a person who have these two essential virtuosity aspects (Knowledge and Ethics) is Mister Andre Houle the gentleman that you have to contact with.
Best Regards,
G.M. Hector H. Arana
6th Dan B.B. of the World Taekwondo Federation, TC, ATA & KKHQ
(Ma. & PhD. Psyc)
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