10 First-Time Homebuyer Mistakes
April 22, 2021
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Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
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Current variable mortgage rate is
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Current prime rate is
4.45%
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Hello!
My name is Andre Houle and I am a mortgage broker with Dominion Lending Centres Maximal Mortgages in St. Albert, Alberta. I have been a mortgage broker for 17 years, with 20 years total in the financial services industry. Who knew that starting as a bank teller would lead me to this!
I currently reside in Morinville, Alberta, and have the only standalone broker office within the community…because my wife says I can’t work from home.
I have been married for 20 years, to my wife Lisa (she’s the best!), and we have two amazing daughters that are the highlight of my life. Now that I think of it, dealing with a nearly teenage daughter has become a challenging endeavour, did I mention they were amazing? My wife and I have had some interesting bumps in the road during our marriage that has changed the way I live my life and do business (think bumpy cactus field full of rocks kind of bumpy).
We’ve gone through many of the things most people go through in their lives, but we’ve also managed to deal with pediatric cancer, affecting our youngest child when she was 6 years old, and all that accompanies treatment. We’ve also lost a younger sibling to cancer recently, and have dealt with many of the fallout's associated with losing a young mom, sister and daughter. The past 4 years have certainly been challenging for us.
I take many things into consideration, now that I’ve experienced life and all of its intricacies. I have a unique understanding, especially regarding the financial aspects in life, especially when it comes to the unexpected. Your specific needs have always been the focal point of my concern regarding all aspects of your mortgage. To me, you’re not just a mortgage, you are a human being with specific and unique needs.
I have access to over 40 different lenders to help facilitate your unique mortgage needs, which helps me explore every option available to help you get ahead financially. The most important thing, is to allow your finances to take care of themselves while you’re busy living your life. Life is too short to worry about money.
April 22, 2021
October 1, 2020
September 17, 2020
I just wanted to send you a note saying thank-you for all your hard work during our house buying process. It meant all the world to us and we couldn’t have done it without you. We really appreciate you!
—
Danae & Wyatt Harding
Words of recognition about Mister Andre Houle.
My wife and I (Hector H. Arana) met Andre around 11 years ago. He was referred to us by a colleague and her husband. Mr. Houle also work for them in his field expertise as Mortgage Associate Broker and they were very pleased with his services.
At that time we were looking for a mortgage Associate Broker to obtain a mortgage so that we could by a house. As an aftermath, we went to meet him to his office and talked about our goal and other matters.
Afterwards, we met with Mr. Houle and since the beginning my wife and I realized that Mr. Houle was a gentleman who had a lot of knowledge about his profession and related areas to his field. Nonetheless, in addition to his knowledge and abilities for doing an excellent job we also could observed that he was an honest, open, fair, empathic and understanding citizen.
Before we met him, in the past, we met a couple of mortgage broker; notwithstanding, they knew their jobs, they did not know some other tips and plans to other related areas in comparison to Mr. Houle.
We did not have to keep looking for more people to work about and we decided in that very moment that he was going to be our best choice.
So far, we have been keeping working with him about related mortgage activities and he is still the same gentleman that we met 11 years ago, as a plus, he not only has increased his area of expertise but also his moral and ethic foundations are stronger than ever. Those are the reasons because we have referred him to other relatives and friends and the ones who have worked with him are also quite please with his services.
Therefore, I adamantly state that if anyone is looking for a person who have these two essential virtuosity aspects (Knowledge and Ethics) is Mister Andre Houle the gentleman that you have to contact with.
Best Regards,
G.M. Hector H. Arana
6th Dan B.B. of the World Taekwondo Federation, TC, ATA & KKHQ
(Ma. & PhD. Psyc)
As a first time condo buyer I was unfamiliar with all the steps involved to get a mortgage. Andre was always available to explain things to me as well as being kind and empathetic that he was there to walk along side me to the finish line of the process. I wholeheartedly recommend Andre! You are in good hands.
Sincerely,
Lisa R
Lisa R
Hi Andre,
Thank you for all your help and support with the re-mortgaging of our house. Without your advice we wouldn’t have even looked at re-mortgaging before the end of our fixed term, and you were not only able to obtain a lower interest rate for us and the fixed term we were after within the confines of the pandemic, but you were also able to obtain an even lower interest rate for our new mortgage during the finalization process, saving us even more money in the long run.
Although our application was more complicated as we run our own company, the requirements and instructions on what was needed was clearly set out, so there were no surprises in the end.
Thanks so much for your help, and my husband and I would recommend your services to all.
Thanks
Mandi
I love your December newsletter. Great information and ideas. Thank you for sending!
We never had an opportunity to thank you for all your help with redoing our mortgage and I would really like the opportunity to post just how helpful , kind and great you were in working with us.
Cliff and I wish you and your family a wonderful Holiday Season and all the best in the New Year.
Once again thank you for everything and how hard you worked on our behalf and getting us a great mortgage.
Take care and stay safe
Catherine Mckay
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