10 First-Time Homebuyer Mistakes
April 22, 2021
Each Office Independently Owned & Operated
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply Now
Hello!
My name is Andre Houle and I am a mortgage broker with Dominion Lending Centres Maximal Mortgages in St. Albert, Alberta. I have been a mortgage broker for 17 years, with 20 years total in the financial services industry. Who knew that starting as a bank teller would lead me to this!
I currently reside in Morinville, Alberta, and have the only standalone broker office within the community…because my wife says I can’t work from home.
I have been married for 20 years, to my wife Lisa (she’s the best!), and we have two amazing daughters that are the highlight of my life. Now that I think of it, dealing with a nearly teenage daughter has become a challenging endeavour, did I mention they were amazing? My wife and I have had some interesting bumps in the road during our marriage that has changed the way I live my life and do business (think bumpy cactus field full of rocks kind of bumpy).
We’ve gone through many of the things most people go through in their lives, but we’ve also managed to deal with pediatric cancer, affecting our youngest child when she was 6 years old, and all that accompanies treatment. We’ve also lost a younger sibling to cancer recently, and have dealt with many of the fallout's associated with losing a young mom, sister and daughter. The past 4 years have certainly been challenging for us.
I take many things into consideration, now that I’ve experienced life and all of its intricacies. I have a unique understanding, especially regarding the financial aspects in life, especially when it comes to the unexpected. Your specific needs have always been the focal point of my concern regarding all aspects of your mortgage. To me, you’re not just a mortgage, you are a human being with specific and unique needs.
I have access to over 40 different lenders to help facilitate your unique mortgage needs, which helps me explore every option available to help you get ahead financially. The most important thing, is to allow your finances to take care of themselves while you’re busy living your life. Life is too short to worry about money.
April 22, 2021
October 1, 2020
September 17, 2020
I walked into Andre’s office to look for some options for some complex financing. Andre took the time to listen to my complete history, and then formulated some options and scenarios for me. At that point he went out and found a few different lenders willing to work with us and I settled on the best option for me. Andre is very professional and always listens to your needs to come up with the best solutions for his customers. Thank you Andre. I really appreciate the advice. – Marek
Thanks for being attentive. I appreciate that when I came to you to see if you had a rate that could beat an already record low, you found an even lower one. Our first rate was good, but this cut it nearly in half, and will save us well over ten thousand dollars over the life of the mortgage. We had chatted on and off for the past six months about finding a lower rate worth jumping to – and this one was worth the effort!
Cheers
Julian and Erin C.
Esther and I both really appreciate how good you have been thus far to work with, especially now that we have had to work with other mortgage brokers. We really are grateful to have you working with us!
Mike and Esther L.
Hi
As a first time home buyer, I needed a good mortgage broker and Andre came highly recommended. Once I started dealing with him I knew why my colleague spoke so highly of him.
He has been excellent and on point from the start to the end in successfully acquiring a mortgage for my family and I. He was always available via email or phone and responded within an hour. His work ethic and personality in dealing with clients are top notch.
I will recommend Andre to all my family and friends.
Dr Shahiem Hartley
My wife and I have taken new mortgages or renewed our mortgage a number of times over the last 20 years. Our most recent experience with Andre and Houle Mortgages was the best mortgage experience we have ever had. From finding the right lender through to final sign off, Andre did most of the work and only came to us when he needed a signature or a decision.
Andre’s communications with our Realtor and Lender was fast and helped us move quickly (from the time we submitted an offer to possession was under two weeks). Without Andre’s support that timeline would not have been possible.
Whether it’s a renewal on your existing mortgage, a new mortgage, or the purchase of an investment property, I would highly recommend you start with a conversation with Andre. He makes borrowing low pressure and easy to understand.
We are looking forward to working with Andre again on additional investment properties and renewals!
Adam & Adrianna Scharmann
Find out how much your home is worth.
Thanks for contacting us! We will get in touch with you shortly.
Sign up to our newsletter
Thanks for contacting us! We will get in touch with you shortly.
Thanks for contacting us! We will get in touch with you shortly.
DLC - Self Employed Mortgage Solution
DLC - Tips for Paying Your Mortgage Faster
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Getting pre-approved
DLC - Fixed VS Variable Rates
DLC- How to Use Home Equity to Your Advantage
Dominion Lending Centres- Why use a Mortgage Professional?
Thanks for contacting us! We will get in touch with you shortly.