10 First-Time Homebuyer Mistakes
April 22, 2021
Each Office Independently Owned & Operated
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
6.30%
Current prime rate is
7.20%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Apply NowHello!
My name is Andre Houle and I am a mortgage broker with Dominion Lending Centres Maximal Mortgages in St. Albert, Alberta. I have been a mortgage broker for 17 years, with 20 years total in the financial services industry. Who knew that starting as a bank teller would lead me to this!
I currently reside in Morinville, Alberta, and have the only standalone broker office within the community…because my wife says I can’t work from home.
I have been married for 20 years, to my wife Lisa (she’s the best!), and we have two amazing daughters that are the highlight of my life. Now that I think of it, dealing with a nearly teenage daughter has become a challenging endeavour, did I mention they were amazing? My wife and I have had some interesting bumps in the road during our marriage that has changed the way I live my life and do business (think bumpy cactus field full of rocks kind of bumpy).
We’ve gone through many of the things most people go through in their lives, but we’ve also managed to deal with pediatric cancer, affecting our youngest child when she was 6 years old, and all that accompanies treatment. We’ve also lost a younger sibling to cancer recently, and have dealt with many of the fallout's associated with losing a young mom, sister and daughter. The past 4 years have certainly been challenging for us.
I take many things into consideration, now that I’ve experienced life and all of its intricacies. I have a unique understanding, especially regarding the financial aspects in life, especially when it comes to the unexpected. Your specific needs have always been the focal point of my concern regarding all aspects of your mortgage. To me, you’re not just a mortgage, you are a human being with specific and unique needs.
I have access to over 40 different lenders to help facilitate your unique mortgage needs, which helps me explore every option available to help you get ahead financially. The most important thing, is to allow your finances to take care of themselves while you’re busy living your life. Life is too short to worry about money.
April 22, 2021
October 1, 2020
September 17, 2020
I wanted to thank you again for everything you did for our mortgage process. Everything went so Smooth as you were very efficient in the whole process. Thanks a lot! I’ll definitely recommend you to anyone who is looking for a mortgage broker.
Andrea
I love your December newsletter. Great information and ideas. Thank you for sending!
We never had an opportunity to thank you for all your help with redoing our mortgage and I would really like the opportunity to post just how helpful , kind and great you were in working with us.
Cliff and I wish you and your family a wonderful Holiday Season and all the best in the New Year.
Once again thank you for everything and how hard you worked on our behalf and getting us a great mortgage.
Take care and stay safe
Catherine Mckay
We gladly recommend you to anyone who needs your services.
We find that:
1. You are very efficient: Instant responses to any questions we have.
2. Always look out for our best interests: Try your best to get us the best rate, the best conditions for us.
3. Never refuse any request we ask you to do.
Thank you! Have a great day!
Carmen and David Corey
Carmen and David Corey
My wife and I have taken new mortgages or renewed our mortgage a number of times over the last 20 years. Our most recent experience with Andre and Houle Mortgages was the best mortgage experience we have ever had. From finding the right lender through to final sign off, Andre did most of the work and only came to us when he needed a signature or a decision.
Andre’s communications with our Realtor and Lender was fast and helped us move quickly (from the time we submitted an offer to possession was under two weeks). Without Andre’s support that timeline would not have been possible.
Whether it’s a renewal on your existing mortgage, a new mortgage, or the purchase of an investment property, I would highly recommend you start with a conversation with Andre. He makes borrowing low pressure and easy to understand.
We are looking forward to working with Andre again on additional investment properties and renewals!
Adam & Adrianna Scharmann
Hi Andre,
Thank you for all your help and support with the re-mortgaging of our house. Without your advice we wouldn’t have even looked at re-mortgaging before the end of our fixed term, and you were not only able to obtain a lower interest rate for us and the fixed term we were after within the confines of the pandemic, but you were also able to obtain an even lower interest rate for our new mortgage during the finalization process, saving us even more money in the long run.
Although our application was more complicated as we run our own company, the requirements and instructions on what was needed was clearly set out, so there were no surprises in the end.
Thanks so much for your help, and my husband and I would recommend your services to all.
Thanks
Mandi
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