My wife and I have taken new mortgages or renewed our mortgage a number of times over the last 20 years.  Our most recent experience with Andre and Houle Mortgages was the best mortgage experience we have ever had.  From finding the right lender through to final sign off, Andre did most of the work and only came to us when he needed a signature or a decision.

Andre’s communications with our Realtor and Lender was fast and helped us move quickly (from the time we submitted an offer to possession was under two weeks).  Without Andre’s support that timeline would not have been possible.

Whether it’s a renewal on your existing mortgage, a new mortgage, or the purchase of an investment property, I would highly recommend you start with a conversation with Andre.  He makes borrowing low pressure and easy to understand.

We are looking forward to working with Andre again on additional investment properties and renewals!

Adam & Adrianna Scharmann

Hi Andre,

Thank you for all your help and support with the re-mortgaging of our house. Without your advice we wouldn’t have even looked at re-mortgaging before the end of our fixed term, and you were not only able to obtain a lower interest rate for us and the fixed term we were after within the confines of the pandemic, but you were also able to obtain an even lower interest rate for our new mortgage during the finalization process, saving us even more money in the long run.

Although our application was more complicated as we run our own company, the requirements and instructions on what was needed was clearly set out, so there were no surprises in the end.

Thanks so much for your help, and my husband and I would recommend your services to all.

Thanks

Mandi

Hi Andre,

 

More than happy to provide you a recommendation. In fact, Jesse and I were talking about how we wanted to recommend you to any friend that we have that is going to be looking for a mortgage. Please see below for the testimony:

 

Andre was exception! In fact, he was key to making our first home buying experience to be stress free and enjoyable. He was always on top of everything and extremely knowledgeable to explain and answer all questions that we had. Thank you Andre for all your help! We look forward to working with you in the future! Could not recommend you more.

 

Cheers,

Madison

We gladly recommend you to anyone who needs your services.

We find that:

1. You are very efficient:  Instant responses to any questions we have.

2. Always look out for our best interests: Try your best to get us the best rate, the best conditions for us.

3. Never refuse any request we ask you to do.

Thank you! Have a great day!

Carmen and David Corey

Carmen and David Corey

I walked into Andre’s office to look for some options for some complex financing.  Andre took the time to listen to my complete history, and then formulated some options and scenarios for me.  At that point he went out and found a few different lenders willing to work with us and I settled on the best option for me.  Andre is very professional and always listens to your needs to come up with the best solutions for his customers.  Thank you Andre.  I really appreciate the advice. – Marek

Andre @ Houle Mortgages was great, he was extremely helpful and went above and beyond to help us get to where we wanted to be. We are so happy!  Thanks for all your help in this process we appreciated the guidance you have shown us and are so thankful it all worked out and we have a new home to call our own, thanks again for all your help. – Leah

Leah

Hello Andre

Here are a few words…I don’t think there are enough words to thank you for all your support, kindness and patience during my real estate situation. I am so happy with this new home and I couldn’t have done any of this without you. Thank you ten thousand times…

 

I used Andre Houle for a refinance a few years back and recently a new purchase. I also referred a friend of mine to him about two years ago.  He worked wonders for her and because of Andre, she is living in a beautiful new home.

Andre works from his heart first. He is not all about the deal. I struggled with a very difficult decision to sell a property I’d put a lot of time and money into during a terrible real estate market. But the place wasn’t working for me on so many levels and my quality of life was diminished. I called Andre on a particularly difficult morning and asked him for his thoughts.

Andre shared some of his own experiences and insights with me. He helped me articulate what was important and what factors I had to take into consideration to make the right decision with minimal economic impact. He spoke to me the way an old friend does—with kindness, clarity, and truth. He gave me all the information I needed to get my financial information ready so he could get my numbers in order quickly. He gave me sound financial advice and relevant information so I could plan both my selling and buying thresholds without stressing me financially. Because of Andre, I felt fully informed and fully supported when I listed my home for sale.

He stood by me while I contemplated offers and provided me strength and support when I felt pressured by real estate agents. He reminded me of my overall reasons and goals for selling and more importantly, my criteria for my new property. His advice and guidance saved me from buying yet another unsuitable property.

During my purchase transaction, Andre was prompt in returning emails and calls and I never once had to second guess any of my financial decisions. He gave me full information, explained the processes, and gave me constant updates about my mortgage application status. The realtor I worked with for my purchase was so impressed by Andre’s service, he personally messaged me and told me that he fully intends to refer clients to Andre.

Andre really listens to his clients. He takes the time to understand their needs and goals. He also fully understands the magnitude of real estate decisions, costs, and stresses, and is a solid ally from start to finish. His patience is admirable and his kindness is a blessing in this fast-paced deal oriented marketplace. He is an asset to anyone looking to buy, sell, or refinance their home. Andre never loses touch with the human aspect of real estate—these purchases and sales are part of our lives, our hearts, our memories, our futures. What a gift it is to work with someone who is aligned with your true needs during a high stress time.

I wholeheartedly recommend Andre without any reservations.

Best wishes

Indra Ramayan

Words of recognition about Mister Andre Houle.

My wife and I (Hector H. Arana) met Andre around 11 years ago.  He was referred to us by a colleague and her husband.  Mr. Houle also work for them in his field expertise as Mortgage Associate Broker and they were very pleased with his services.

At that time we were looking for a mortgage Associate Broker to obtain a mortgage so that we could by a house.  As an aftermath, we went to meet him to his office and talked about our goal and other matters.

Afterwards, we met with Mr. Houle and since the beginning my wife and I realized that Mr. Houle was a gentleman who had a lot of knowledge about his profession and related areas to his field.  Nonetheless, in addition to his knowledge and abilities for doing an excellent job we also could observed that he was an honest, open, fair, empathic and understanding citizen.

Before we met him, in the past, we met a couple of mortgage broker; notwithstanding, they knew their jobs, they did not know some other tips and plans to other related areas in comparison to Mr. Houle.

We did not have to keep looking for more people to work about and we decided in that very moment that he was going to be our best choice.

So far, we have been keeping working with him about related mortgage activities and he is still the same gentleman that we met 11 years ago, as a plus, he not only has increased his area of expertise but also his moral and ethic foundations are stronger than ever.  Those are the reasons because we have referred him to other relatives and friends and the ones who have worked with him are also quite please with his services.

Therefore, I adamantly state that if anyone is looking for a person who have these two essential virtuosity aspects (Knowledge and Ethics) is Mister Andre Houle the gentleman that you have to contact with.

Best Regards,

G.M. Hector H. Arana

6th Dan B.B. of the World Taekwondo Federation, TC, ATA & KKHQ

(Ma. & PhD. Psyc)

 

I wanted to thank you again for everything you did for our mortgage process.  Everything went so Smooth as you were very efficient in the whole process.  Thanks a lot!  I’ll definitely recommend you to anyone who is looking for a mortgage broker.

 

Andrea

Hi

 

As a first time home buyer, I needed a good mortgage broker and Andre came highly recommended. Once I started dealing with him I knew why my colleague spoke so highly of him.

He has been excellent and on point from the start to the end in successfully acquiring a mortgage for my family and I. He was always available via email or phone and responded within an hour. His work ethic and personality in dealing with clients are top notch. 

 

I will recommend Andre to all my family and friends. 

 

Dr Shahiem Hartley

 

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