10 First-Time Homebuyer Mistakes
April 22, 2021
Each Office Independently Owned & Operated
Hello!
My name is Andre Houle and I am a mortgage broker with Dominion Lending Centres Maximal Mortgages in St. Albert, Alberta. I have been a mortgage broker for 17 years, with 20 years total in the financial services industry. Who knew that starting as a bank teller would lead me to this!
I currently reside in Morinville, Alberta, and have the only standalone broker office within the community…because my wife says I can’t work from home.
I have been married for 20 years, to my wife Lisa (she’s the best!), and we have two amazing daughters that are the highlight of my life. Now that I think of it, dealing with a nearly teenage daughter has become a challenging endeavour, did I mention they were amazing? My wife and I have had some interesting bumps in the road during our marriage that has changed the way I live my life and do business (think bumpy cactus field full of rocks kind of bumpy).
We’ve gone through many of the things most people go through in their lives, but we’ve also managed to deal with pediatric cancer, affecting our youngest child when she was 6 years old, and all that accompanies treatment. We’ve also lost a younger sibling to cancer recently, and have dealt with many of the fallout's associated with losing a young mom, sister and daughter. The past 4 years have certainly been challenging for us.
I take many things into consideration, now that I’ve experienced life and all of its intricacies. I have a unique understanding, especially regarding the financial aspects in life, especially when it comes to the unexpected. Your specific needs have always been the focal point of my concern regarding all aspects of your mortgage. To me, you’re not just a mortgage, you are a human being with specific and unique needs.
I have access to over 40 different lenders to help facilitate your unique mortgage needs, which helps me explore every option available to help you get ahead financially. The most important thing, is to allow your finances to take care of themselves while you’re busy living your life. Life is too short to worry about money.
April 22, 2021
October 1, 2020
September 17, 2020
We recently had the privilege of working with Andre Houle to secure a mortgage for our new home. We recommend Andre unequivocally. He is dedicated, professional, and meticulous. We felt completely supported throughout the entire process and could not be more satisfied with our mortgage terms.
Since the first email inquiring about our options, to the final signatures, we felt Andre was committed to making the mortgage process straightforward and even enjoyable. We were in the final stages of signing, when Andre secured a better deal. It is actions like these that demonstrate his integrity and commitment to getting the best deal for his clients.
Andre is an excellent communicator who was able to answer all our questions. We took a lot longer to purchase than planned, and he never once gave an impression that there was any pressure to move quickly. He helped us explore and evaluate different options to help alleviate financial pressures and find the best fit for our family.
We are so grateful to Andre. Because of his dedication and integrity, we will be clients for life. Working with Andre, we felt that we had a skilled professional, who genuinely cared about our family, in our corner. He is personable, approachable and understanding (with seemingly limitless patience). He simplified the process while ensuring all the details were attended to expertly. It is without hesitation that we recommend Andre Houle to handle any mortgage needs.
Sincerely,
Dan and Shannon Requa
Words of recognition about Mister Andre Houle.
My wife and I (Hector H. Arana) met Andre around 11 years ago. He was referred to us by a colleague and her husband. Mr. Houle also work for them in his field expertise as Mortgage Associate Broker and they were very pleased with his services.
At that time we were looking for a mortgage Associate Broker to obtain a mortgage so that we could by a house. As an aftermath, we went to meet him to his office and talked about our goal and other matters.
Afterwards, we met with Mr. Houle and since the beginning my wife and I realized that Mr. Houle was a gentleman who had a lot of knowledge about his profession and related areas to his field. Nonetheless, in addition to his knowledge and abilities for doing an excellent job we also could observed that he was an honest, open, fair, empathic and understanding citizen.
Before we met him, in the past, we met a couple of mortgage broker; notwithstanding, they knew their jobs, they did not know some other tips and plans to other related areas in comparison to Mr. Houle.
We did not have to keep looking for more people to work about and we decided in that very moment that he was going to be our best choice.
So far, we have been keeping working with him about related mortgage activities and he is still the same gentleman that we met 11 years ago, as a plus, he not only has increased his area of expertise but also his moral and ethic foundations are stronger than ever. Those are the reasons because we have referred him to other relatives and friends and the ones who have worked with him are also quite please with his services.
Therefore, I adamantly state that if anyone is looking for a person who have these two essential virtuosity aspects (Knowledge and Ethics) is Mister Andre Houle the gentleman that you have to contact with.
Best Regards,
G.M. Hector H. Arana
6th Dan B.B. of the World Taekwondo Federation, TC, ATA & KKHQ
(Ma. & PhD. Psyc)
I walked into Andre’s office to look for some options for some complex financing. Andre took the time to listen to my complete history, and then formulated some options and scenarios for me. At that point he went out and found a few different lenders willing to work with us and I settled on the best option for me. Andre is very professional and always listens to your needs to come up with the best solutions for his customers. Thank you Andre. I really appreciate the advice. – Marek
Hi Andre,
Thank you for all your help and support with the re-mortgaging of our house. Without your advice we wouldn’t have even looked at re-mortgaging before the end of our fixed term, and you were not only able to obtain a lower interest rate for us and the fixed term we were after within the confines of the pandemic, but you were also able to obtain an even lower interest rate for our new mortgage during the finalization process, saving us even more money in the long run.
Although our application was more complicated as we run our own company, the requirements and instructions on what was needed was clearly set out, so there were no surprises in the end.
Thanks so much for your help, and my husband and I would recommend your services to all.
Thanks
Mandi
Esther and I both really appreciate how good you have been thus far to work with, especially now that we have had to work with other mortgage brokers. We really are grateful to have you working with us!
Mike and Esther L.
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